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What is Vehicle Leasing?

Vehicle leasing is essentially a long-term rental. You make an initial payment, then a fixed monthly fee for the length of your contract.

Leasing is an alternative and often cheaper solution to buying a new car or van with a bank loan or dealer finance. You can enjoy all the benefits of driving the car but, because you don’t own it, you don’t have to worry about it decreasing in value over time.

How vehicle leasing works…

You pick your desired vehicle and choose the length of your contract, this is usually 2 to 4 years, you then choose your estimated mileage. You then pay an initial payment, usually the same as three monthly payments, followed by fixed monthly payments for the rest of your contract.

Vehicle leasing includes road tax for the duration of the lease, so you don’t need to worry about paying for it separately.

You can also add maintenance into your monthly payments for a fixed extra monthly fee, which can save you the hassle and, possibly, money. Maintenance payments cover things like mechanical and electrical repairs, breakdown cover, and more.

Once you’ve agreed the contract, the leasing company will deliver your car. From then on, it’s yours to drive and enjoy for the rest of the contract!

Do I need to buy insurance?

Just like when you buy a car, you’ll need to arrange your own insurance for the car.

What happens at the end of the lease?

Once your lease contract is up, you return the car to the leasing company and you’re free to lease a new car. So long as the car’s in good condition and you’ve stuck to the mileage you agreed at the start of the contract, you won’t have anything more to pay. Not owning the car means you don’t have to worry about selling it on.

You can simply return it and get on with picking your new car…no hassle!

Frequently asked vehicle leasing questions

We have listed some of the most commonly asked questions about personal and business leasing and contract hire, all of which can be found below. If you can't find the answer you are looking for, then why not get in touch and speak to a member of our sales team on 01332 300 044.

All of the lease vehicles that we source are brand new and supplied through vehicle manufacturers or UK franchised dealerships.

Yes, all our vehicles that are supplied to you will come with full UK manufacturer’s warranty. Each manufacturer sets its own warranty length, so it is advised to speak to a member of our sales team to discuss the warranty details for your chosen vehicle.

An initial payment is typically a payment of 3 regular monthly rentals made payable in advance. Larger initial payments can be made if desired, for example 6 regular payments. This will in turn lower the regular monthly rentals throughout the duration of the contract.

Maintenance is not included in all our lease contracts. If maintenance is included it will be clearly stated on our website. However, if you require maintenance, you can add this on to your lease package for an extra monthly cost. All our maintenance packages include servicing, exhaust, tyres, brakes, battery and labour. For more information, please go to the maintenance section of our website.

Yes, road fund licence (road tax) is included for either 12 months or for the duration of the contract depending upon the type of lease agreement taken out.

If you have taken out a personal or business contract hire agreement, your road fund licence will be provided to you for the duration of the contract by the funder. This is because the funder is the registered keeper of the vehicle.

If you have taken out a contract purchase, personal contract purchase, finance lease, lease purchase, business or personal operating lease, the funder will only provide you with road fund licence for the first 12 months as you are the registered owner of the vehicle.

Yes, every contract lease deal that we source comes with either 12 months or 3 years breakdown recovery, depending upon the manufacturer of your vehicle. If you would like confirmation about roadside assistance, please call 01332 300 044 and speak to a member of our sales team.

All your monthly rentals are collected by direct debit by the finance funder who you have taken your lease agreement out with and not Motion Vehicles.

If you are leasing a vehicle for business purposes and your business is VAT-registered, then you can reclaim 50% of the total payments made. If maintenance is included within your lease agreement, you will also be able to claim back 100% of the maintenance costs.

Any business customers who are not VAT-registered such as sole-traders, will not be able to claim back VAT or maintenance costs.

You can generally recover the VAT on all other business motoring expenses like fleet management or off-street-parking. There are specials rules for reclaiming VAT on road fuel used for business purposes, so it is advised to speak to your accountant for more information.

Below is a link to the HM Revenue & Customs website which provides a company car and car benefit calculator to calculate how much company car tax you will pay.
Company car and car fuel benefit calculator:

No, we offer free UK mainland delivery and collection for all our customers.

Once you have chosen a vehicle, contract type, advanced rental and annual mileage, you will receive a written quotation from a member of our sales team. The quotation will detail your chosen parameters and will confirm your monthly rental.

If you are happy with the quotation, you will be asked to fill out a credit proposal form, which will be used to gain credit from the finance company for the vehicle you wish to lease.

Once approved for credit, a vehicle order form will be produced and will need to be signed by yourself and returned to us. This form will confirm your quotation, vehicle details, colour, options and approximate lead time for the vehicle. Following its return, we will send the order form to the dealership involve to either secure your vehicle if in stock or to initiate the factory order.

Finance documents will then be produced by our admin department, sent to you, where you will need to read, sign and sent back to us along with your administration fee payment. From here, you will simply wait for you vehicle to be delivered.

For a more detailed step-by-step guide to the leasing process, visit our how leasing works section.

If you would like to discuss mileage amendments, extensions or update your personal details during your contract, please contact our customer service team who will be able to assist you. You can reach our customer service team by calling 01332 300 044.

All you need to do is simply hand your vehicle back where you will have no further obligations. Upon collection, please ensure that the vehicle is in a reasonable condition. If it's not, you will be charged for any damage.

No, insurance is not included within your monthly rental. It is your responsibility to insure the vehicle you lease for the duration of your agreement.

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